• 3 Posts
  • 91 Comments
Joined 2 years ago
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Cake day: June 8th, 2023

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  • I might ask a librarian for good books on it. Investopedia can also help break things down.

    My personal, unsolicited advice (edit: this is US-based advice, I’m not familiar with EU regs): I personally prefer low to medium risk stuff like the S&P 500 index funds and mutual funds. Max your 401k if your company matches it. Dump that into an IRA whenever you switch jobs. HSAs are a pretty decent deal if you live in the US and your company offers one.

    Mostly, it’s about saving and investing whatever you have, and not spending all of your money. You don’t need to be a genius on this stuff. Lower risk investments + time = good outcomes. As you get higher paying jobs, keep investing more and more into your retirement and investment accounts.














  • Nobody wants to do that. North Korea is a shithole-class country that hates SK, is propped up by China, and to a lesser extent, Russia, who basically use them as slave labor and cannon fodder for their illegal war in Ukraine.

    While NATO could easily steamroll NK, SK is right there and would get heavily damaged in a war. And then SK would probably have to take care of a ton of starving, brainwashed, uneducated people and a bombed flat country. Nobody wants to fix them, and superpowers like China are actively working against peaceful initiatives like reunification.

    It’s an injustice for the world, but there’s much bigger fish to fry on the world stage right now. Existential, extinction-class threats like climate change and nuclear war. Democracies fighting tooth and nail against totalitarianism, like Ukraine. And western countries in various fights against the predictable but extremely annoying rise in fascism.



  • For LGBTQ rights? Definitely. For the climate? Way worse. Politically? Way worse. Economically… I’d way we are in a big bubble like the roaring 20s before the great depression. And when it pops, it’s gonna be bad, thanks to idiot voters and corrupt Republicans.

    Government-wise…things are not looking good. It will take a very long time to rebuild.

    Now…state-wise, I know my state is way better off than it was 30 years ago, but that doesn’t mean we aren’t about to get slammed by braindead antics of the federal government. But we have made a lot of infrastructure investments that are paying off locally. The future of America will be exclusively in states that put a premium on science and progress.